ATM.com addresses the needs of everyday Americans by providing instant access to cash

Consumers expect to be able to send money to family and friends anywhere and anytime. The post-COVID global remittance market is booming, with even greater growth expected over the next five years.   However, the cost of cross-border remittances remains high at approximately $13.22 per every $200 international transfer. International payments typically require multiple stops across […]

Digitization and the rapid evolution of online capabilities over the past 20+ years have created a market where consumers want immediate access to everything. As discussed in our previous post, businesses are rapidly shifting to instant payments and developing new use cases that benefit consumers and businesses.  Giving consumers more financial control   With 61% of […]

Key Findings from Visa’s Money Travels: 2023 Digital Remittances Adoption Report  Remittances are a transfer of money by a migrant worker to family or friends in their home country and fund essential aspects of life, including food, housing, education, and more. This payment method is a critical source of income for many developing countries and […]

Payments technology is constantly evolving. However, that evolution often lags behind customers’ demands. Both consumers and businesses are increasingly calling for instant payments, and the industry must do more to answer that call.  Instant payments are transactions that process and settle in seconds, sometimes even fractions of a second. Consumer, person-to-person payments from apps like […]

It’s never more important for lenders to maximize debt repayments than when the economy is in uncertain territory. Consumers are more likely to have insufficient funds and trouble paying off debt, meaning an elevated risk to lenders.   We’ve put together five best practices that industry leaders are using today to alleviate repayment issues.   1. Shift […]

The popularity of U.S. lending products has grown exponentially in recent years, with consumer borrowing reaching record levels. While legacy payment options such as ACH and checks remain common for debt repayment, relying solely on these methods increases the collection risk for lenders and fund advance companies.  We’re excited to announce our upcoming webinar on […]