About ATM.com
In today’s fast paced economy, many Americans are finding it harder than ever to make ends meet. With over 50% of Americans living paycheck to paycheck, unexpected expenses can create significant financial hardship. For most Americans, fast access to cash is no longer a luxury – it’s a necessity.
That’s where ATM.com comes in.
ATM.com is a personal finance app dedicated to helping Americans improve their financial well-being. The company helps people earn additional income, budget, and access cash quickly when they need it the most.
Users can request non-recourse cash advances instantly when unexpected expenses arise. ATM.com also makes it easy for users to earn additional income from advertisers, playing popular online games, or participating in surveys and withdrawing their earnings instantly.
ATM.com is dedicated to transparency and fairness, providing innovative financial solutions without credit checks or hidden fees.
The Challenge: Slow Funds Access and User Dissatisfaction
With users depending on the platform to quickly access money for critical expenses like groceries, rent, car payments, and medical bills, ATM.com knew they needed a solution to deliver fast and reliable access to cash for their users.
However, the company faced a significant challenge with traditional ACH (Automated Clearing House) payment processing, which can take up to 3-4 business days to transfer funds. In today’s fast-paced digital economy, this delay was simply not meeting the needs of their time-sensitive users and hindered ATM.com’s ability to compete effectively with competitors in the space. They needed a solution that could deliver immediate gratification in a world of instant demands.
The Solution: TabaPay’s Instant Payments Solution
ATM.com discovered TabaPay through industry connections and was impressed with its proven track record in the Fintech space. TabaPay has a long history of delivering fast and reliable payment solutions to some of the biggest Fintech brands in the U.S.
“I quickly realized all of the largest players in our space were using TabaPay,” says BJ Donovan, CEO of ATM.com.
TabaPay’s solution allowed ATM.com users to receive funds instantly by simply entering their debit card number. Donovan notes, “By the time the user closed the ATM app, the money would already be there.”
Impressed by the simplicity and seamlessness of TabaPay’s instant disbursement capabilities and the expertise of the TabaPay team, ATM.com know they had found the right partner.
Recognizing the competitive landscape and urgency from their user base, ATM.com acted swiftly to implement instant disbursements. TabaPay enabled ATM.com in getting live quickly, impressing the ATM.com team with exceptional support and service throughout the process.
“We love working with TabaPay because of the relationship we’ve built with their team. Everyone has been quick to meet the team’s needs. Customer experience thus far has been fantastic,” says Donovan. The team’s responsiveness, proactiveness, and efficiency streamlined the integration process, allowing ATM.com to reduce user withdrawal times from days to mere seconds.
“TabaPay just works,” says BJ Donovan, CEO of ATM.com.
With the success of instant disbursements, ATM.com also worked to implement TabaPay’s instant loan repayments, offering users a more convenient way to repay their loan, without fear of expensive return fees.
TabaPay’s reliable platform ensures 24/7/365 availability and provides industry-leading coverage across more than 15 networks including Visa, Mastercard, and regional networks, giving ATM.com the confidence to deliver instant funds whenever their users need them.
Furthermore, TabaPay’s tailored approach to fraud prevention and chargeback management helps ATM.com protect its business and lower overall payment costs.
Why ATM.com Chose TabaPay
ATM.com selected TabaPay for several key reasons:
- Instant Access to Funds: TabaPay’s instant money movement solutions allow ATM.com to deliver funds instantly and seamlessly to its users, meeting the demands of today’s cash-strapped Americans.
- Proven Track Record: TabaPay’s proven track record and reputation within Fintech gave ATM.com confidence in its capabilities. Today, TabaPay serves some of the largest Fintech brands.
- Strong Partnership: ATM.com values the collaborative partnership with the TabaPay team and the personalized service and responsiveness they’ve received during the partnership.
- 24/7/365 Reliability: Boasting industry leading coverage across over 15 card networks and 99.99% service uptime, TabaPay is trusted to ensure seamless and uninterrupted service for ATM.com’s users.
The Results: Enhanced Customer Satisfaction, Engagement and Retention
Partnering with TabaPay has yielded impressive results for ATM.com:
- 60% higher customer retention among users who choose TabaPay’s instant disbursement option.
- 45% greater engagement compared to users relying on traditional ACH methods.
These results demonstrate the power of instant payments in driving customer loyalty and engagement. By partnering with TabaPay, ATM.com has not only enhanced customer satisfaction but also gained a competitive edge in a growing market.
“Partnering with TabaPay for instant payments has been a game-changer for our business. Instant access to funds leads to higher satisfaction, stronger relationships, and ultimately, a better customer experience. TabaPay’s seamless and reliable payment solutions have been instrumental in driving growth and loyalty for our company.”
– BJ Donovan, CEO, ATM.com
Conclusion: Powering Financial Well-Being with Instant Payments
ATM.com’s success story showcases the transformative nature of instant money movement solutions. By partnering with TabaPay, ATM.com has addressed a critical need for fast and reliable access to funds, empowering all Americans to achieve financial peace of mind and driving significant growth for their business.
Ready to transform your business with instant payments? Contact TabaPay today to learn more.
